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Home Renovation Financing

Home Remodeling Solutions through Conventional, FHA & HELOC Loans

Finance Your Home Remodeling Project with Ease

Conventional Renovation Loans

  • Covers Cosmetic Upgrades on Primary/Secondary Residences & Investment Properties

  • Low Down payment Options (typically 3-5%)

  • FICO Credit Minimum 640

  • Fixed Interest Rate Options

  • Mortgage Insurance Not Required Once 20% Income Equity Reached​

FHA 203k Renovations

  • Ideal for significant repairs and upgrades, including structural work (e.g., foundation repair, adding a room).

  • Fixed Interest Rate Options

  • Must meet FHA Minimum Property Standards (MPR)

  • Project Size: $5,000-$65,000

  • Typically Lower Downpayment than Conventional Reno Loan

  • Limited to Primary Residences

Home Equity Line of Credit (HELOC) Renovation

  • Best for Properties with Significatne Equity

  • Flexible, providing revolving line of credit using existing equity

  • No Draw requirements or Cash Out Restrictions,

  • No Mortgage Insurance Required

  • Variable Interest Rates​

Quote Your Home Remodeling Project

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